We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's downturns and in doing so, can help you get through any difficult times you might encounter. We won't disappear when the times get difficult, as some invoice factoring companies regretfully have before.

Every factoring company has criteria for size, industry, and risk. It's pretty tough for you to determine which invoice factoring firm will work best for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the right fit for your business - it might be us or another invoice factoring company.

We have an enviable network of invoice factoring industry counterparts, these close relationships were built over 20+ years in the business. So, when you take the time to run through your needs to us, you'll quickly learn that we can help you find exactly what you need.

Almost all invoice factoring firms let you select and choose your customers that you would like to factor. However a few of them normally have a minimum amount in order to work with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a lot like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will make you use invoice factoring when you don't require it.

Almost all invoice factoring firms fees are hidden. It doesn't make any sense why they do this. You can be sure, We are different.  We are absolutely upfront about our fees. When you apply, you are given a straightforward, no obligation rate proposal with the fee for your company. See which other factoring company, If any, will be that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring businesses are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take commands from investors and boards. Much like you, we are like-minded business people and we have experienced many of the hardships that a business encounters. We take the time to hear your story, go over your struggles. Based on that information we will put together a tailor-made solution for you. Almost all invoice factoring businesses notably the Silicon Valley Fintech ones almost exclusively rely on an algorithm to determine your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Almost all invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who knows your business intimately, and can support you in ways the others just can't or won't.

Don't forget the fact that the invoice factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so there are no surprises.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay ahead of negative payment trends. This is crucial to avoid preventable write-offs.

We make sure to adopt state-of-the-art technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Almost all other companies are not even in the ballpark.